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At Montare Law, our goal is to provide affordable and effective legal services to businesses and individuals facing financial challenges.
Montare Law
At Montare Law, our goal is to provide affordable and effective legal services to individuals and small businesses facing financial challenges.
Our specialty is consumer law and consumer bankruptcies. Ours is a low-pressure environment. You will meet personally with Ms. Montare who will listen to your concerns and evaluate your situation to see if bankruptcy is right for you.
We also represent small businesses facing financial challenges who are looking for relief to keep their doors open, whether your business is a d/b/a, LLC, or small corporation.
Montare Law fees are competitive for the mid-Hudson Valley. Ms. Montare handles cases from Albany to Westchester County.
120+
Cases Solved
50+
Satisfied Clients
1
Office Space
6+
Legal Associates
Associations & Recognitions
Our Practice Areas
Montare Law specializes in consumer bankruptcies – Chapter 7 liquidation cases and Chapter 13 payment plan cases. We will take a close look at your financial situation to help you determine whether a Chapter 7 or Chapter 13 makes the most sense for you.
Personal Bankruptcy
Drowning in debt? We offer Chapter 7 & 13 to help you get a fresh start. Our experts will guide you through the process with compassion.
Chapter 13
Don't lose your car or home! Chapter 13 creates a manageable repayment plan to get you back on track. We'll help you every step of the way.
Chapter 7
Chapter 7 can eliminate your credit card debt, medical bills, and more. We'll walk you through the filing process and protect your assets.
Small Business Bankruptcy
Facing financial hardship? Chapter 11 can help you restructure debt and save your business. We'll fight for your company's future.
If you are feeling burdened by debt and are struggling to overcome seemingly impossible odds, rest assured that you are not alone.
There are many options available to those who are seeking debt relief. Bankruptcy Lawyer Ariadne Montare has decades of experience utilizing her expert knowledge of bankruptcy law and finance to guide her clients as they rid themselves of the burden of debt.
We offer comprehensive bankruptcy services, including counsel and representation throughout Chapter 7, Chapter 11, and Chapter 13 filings, and more.
Chapter 7 bankruptcy filings can be a useful form of debt relief for people without a steady income, or with a debt burden that is far beyond their means of repayment. Because Chapter 7 bankruptcies require non-exempt assets to be liquidated in order to pay off creditors, it is important to know which assets are beyond the reach of creditors (exempt) and which may be in danger of being seized by the trustee and liquidated (non-exempt). There are limits to how much value in certain assets is exempt, which may affect the debtor’s ability to protect their house or automobile. A careful analysis of exemptions is crucial to deciding whether a client should file under Chapter 7 or Chapter 13.
Montare Law is committed to providing thoughtful counsel and proactive consideration. These qualities will aid us as we seek to determine whether a Chapter 7 filing may be the right choice for you and as we utilize the law to ensure that every available exemption is made.
If you have a regular income and are seeking debt relief, a Chapter 13 filing may provide a road ahead. Debtors under Chapter 13 filings are able to restructure their debt and create a repayment plan. This repayment plan is approved by the courts and paid monthly to a trustee over the course of 3 to 5 years.
Chapter 13 filings may be a great option for you if you are facing foreclosure or repossession of a vehicle. In many cases, Chapter 13 relief provides a raod to modify an existing mortgage and deal with repayment of arrears. Chapter 13 filings will also prevent a vehicle repossession until a repayment plan is worked out.
Chapter 13 filings may also be excellent for small business owners who are not seeking to continue their enterprise and are looking for debt relief.
The key to a successful Chapter 13 case is drafting a solid repayment plan. Montare Law has helped countless clients through chapter 13 filings as an attentive advocate to their needs and has the expertise to guide clients from filing the case all the way through successfully completing the plan.
How It Works
The bankruptcy process starts with filing schedules with detailed financial information. After the case is filed, an automatic stay will go into effect that stops your creditors from taking any action against you or your assets, including harassing phone calls. The process requires a meeting with the court-appointed trustee and time for creditors to make objections. In most circumstances, you can receive your Chapter 7 discharge in as little as 4-6 months.
Consultation
We will meet by phone or Zoom for 30 minutes during which we will discuss the differences between Chapter 7 and Chapter 13 and your particular situation, after which I will recommend a course of action.
Strategize
After our consultation, you will receive a detailed questionnaire that will provide us with all the information we need to prepare your bankruptcy schedules. If you decide to retain our firm, we will have an in-depth meeting to go over your completed questionnaire, with close attention to protecting your assets and getting as many of your debts discharged as possible.
Take Action
The next step is to prepare your schedules for your review and then file them with the court, initiating your bankruptcy case and triggering the automatic stay. I will guide you through the trustee’s meeting and help you plan for rebuilding your credit after the case is concluded.
What Our Clients Say
Struggling with overwhelming debt can feel isolating. But you’re not alone. At Montare Law, we’ve helped countless individuals and businesses find financial relief through bankruptcy. See what our satisfied clients have to say about their experience with Montare Law.
Ariadne walked me through the entire process and always answered my questions promptly; this helped to alleviate the stress of the process. She reassured me that I was making the right decision and made me feel very confident.”
Satisfied Client
After many frustrating experiences with ineffective counsel, I am delighted to have made contact with Ariadne. She handled my case efficiently and with great dedication; resolving a long-standing issue in a matter of a few months…”
Helen K.
Review From Google
Ariadne is attentive, dedicated and professional. She is not judgmental and is personable. She made the difficult time I was going through stress less. I would wholeheartedly recommend her.”